Not all debt is created equal. While self-liquidating debt has the potential to build wealth and generate passive income, it’s not a guaranteed win. In this article, we break down what self-liquidating debt actually is, how it works, and why even ‘good debt’ still carries risk if not approached with planning and precision.

In the quiet coastal town of Witsand, a financial revolution is quietly unfolding. With fewer than 500 residents, this small South African community has achieved what many larger cities only theorize about: a functioning Bitcoin economy where cryptocurrency flows freely between businesses and consumers. As similar movements gain momentum in Plettenberg Bay and Stellenbosch, South Africa finds itself at the unexpected forefront of a global financial transformation—not driven by corporate titans or government mandate, but by small communities recognizing the practical potential of decentralized currency in their daily lives.

In business, finance, and entrepreneurship, you may have heard the term OPM thrown around—especially in conversations about investing, real estate, or building a business. But what does it actually mean?

Michael Saylor has long been one of Bitcoin’s loudest advocates—and at the recent White House crypto summit, his vision took center stage. As MicroStrategy continues to lead corporate adoption of Bitcoin, Saylor’s influence is shaping not only the future of his company, but potentially that of the U.S. government’s digital asset strategy.

Whether you’re saving your first paycheck or planning for retirement, personal finance is about more than just budgets and bank accounts. It’s about aligning your money with the life you want to live. From understanding how your money loses its value over time to learning what an access bond can do for your financial flexibility, this guide breaks down the key steps to mastering your finances—at any age.

An access bond is one of the most underrated financial tools available to South African homeowners. Not only does it help you pay off your home loan faster, but it also gives you access to the cheapest money you’ll ever borrow—at your bond’s low interest rate.

Inflation isn’t loud. It doesn’t crash markets overnight or announce itself on the news with flashing lights. It creeps in quietly—eroding the value of your money year after year, without most people even noticing. If you’ve ever felt like your money doesn’t go as far as it used to, this is for you.